Frequently asked questions

How to buy and sell bullion with Border Gold: prices, payment, shipping, storage, tax and ID.

Buying

How do I place an order?

Order online at any time, or call us at 1-888-312-2288 during business hours. You can also buy in person at our Surrey store.

How do your prices work?

Prices update live with the market throughout the day. When you review your order at checkout, your prices are locked for 5 minutes. Once you place the order, the price is final, whatever the market does afterward.

Do you have a minimum or maximum order?

The minimum order is $250. Online orders go up to $450,000; for larger orders, please call us. Limits are in your order's currency.

Which currencies do you accept?

Canadian and US dollars. You can switch between CAD and USD at the top of any page.

Is there tax on bullion?

Prices never include tax. Most gold, silver and platinum bullion carries no GST/HST in Canada. Items that do carry GST say so on their product page, and tax shows as its own line at checkout. In the US, rules vary by state.

Can I hold bullion in an RRSP or TFSA?

Yes, qualifying gold and silver bullion can be held in a registered account. See Registered Savings.

Do you sell outside Canada and the US?

Visitors from any country can buy, but we deliver to Canada and the United States only. Storage is open to all clients.

Will you match a lower price?

We consistently offer some of the most competitive prices in the industry. If you see a better landed price elsewhere, call us at 1-888-312-2288 and we will do our best to find a solution.

Payment

How can I pay?
  • Wire transfer, sent through your bank's wire service. A $15 wire fee applies to orders under $10,000. Paying from your online banking? Choose Online banking below.
  • Online banking (bill payment) through your bank (Canadian dollars): RBC, Scotiabank, BMO, TD, ATB, and Central 1 credit unions in BC and Ontario. If your bank does not list us as a payee, you can send an Interac e-Transfer instead (CAD orders up to $20,000). Several e-Transfers are fine if your bank has a daily limit; put your order number in the message.
  • Cheque, bank draft or money order. Cheques are held 5 business days to clear, Canadian or US.
  • Credit card (Visa and Mastercard), Apple Pay and Google Pay on orders up to $6,500. Card and prices are 4 % above the wire price.
  • In store: cash and debit. We accept cash in limited amounts per transaction. Cash transactions over $10,000 require a large cash transaction report under FINTRAC rules.
When do you ship?

Within 1 to 3 business days after your payment clears. Orders over $5,000 ship overnight. If shipping is delayed, we post a notice on the site.

Shipping, pickup and storage

How much is shipping?

Free, fully insured shipping on orders of $1,000 or more. Below that, $30 on CAD orders and $25 on USD orders. See Shipping.

Is my shipment insured and tracked?

Yes. Every shipment is guaranteed and fully insured while in transit, and you get a tracking number. Parcels are plain and unmarked. Someone must be there to receive and sign for it.

Can I pick up my order?

Yes, free, at our Surrey store. Choose pickup at checkout.

Do you offer storage?

Yes, in a Brink's vault, fully insured. See Storage.

Selling to us

How do I sell my bullion?

Call us for a live quote and lock your price. Then bring your metal to our Surrey store or ship it to us the same day. We can provide an insured shipping label at cost. Once your metal arrives and is verified, we pay you promptly. See Sell to Us.

What do you buy?

Gold, silver, platinum and palladium bullion, including coins and bars from refiners on the LBMA Good Delivery List. Our buy price is shown on every product page.

Does condition matter?

Yes. Deep scratches, dents or bends can lower what we pay. Keep bullion in its original packaging and store it safely.

ID, privacy and trust

Why do you ask for ID?

As a dealer in precious metals, we are registered with FINTRAC and follow Canada's anti-money-laundering rules. We may ask new customers, and some orders, for ID before an order ships.

Is my information private?

Yes. We never share client information unless the law requires it.

Where do your products come from?

Border Gold is one of the Royal Canadian Mint's largest direct distributors in Canada. Most of our products come directly from the Royal Canadian Mint, other government mints or established refiners. Anything we buy over the counter is checked for quality, purity and authenticity.

What is a Royal Canadian Mint direct distributor?

The Royal Canadian Mint does not sell bullion directly to the public. Its direct distributors buy directly from the Mint and sell to the public. Becoming one takes a long track record and proven business capacity.

Bullion basics

What is the spot price?

The current market price for one troy ounce of gold, silver, platinum or palladium. See today's gold price and silver price.

What is a premium?

The amount above spot that a coin or bar costs. It covers refining, minting, shipping and distribution.

What is the spread?

The difference between what a dealer sells for and buys for. It reflects how easy an item is to trade.

Coins or bars?

Both hold their metal value. Bars often come in larger sizes with a lower cost per ounce; coins from government mints are widely recognized.

How do I avoid counterfeits?

Buy from an established dealer. Check weight, size and the quality of the engraving and finish.

What moves the price of gold?

Geopolitical events, central bank policy, interest rates, currency moves, and jewellery, industrial and investor demand.

How much of my portfolio should be in precious metals?

Every investor is different, so please speak to your financial adviser. Many advisers suggest a small share of total holdings.

Still have a question?

Call or email us. We answer the phone.

1-888-312-2288(604) 535-3287Monday to Friday 7 am to 5 pm PTorders@bordergold.comUnit 20, 2215 160th Street, Surrey, BC V3Z 9N6Store: Monday to Friday 9 am to 5 pm PT · Saturday 10 am to 4 pm PT